What Are Instant eChecks?
eChecks is the informal name for electronic checks. In principle, using an eCheck is just like using a regular personal check without the hassle of mailing anything. You may have even used eChecks in the past without realizing it. If you are a Paypal user, and your Paypal account is drawing funds directly from your bank account, then you are technically using eChecks online already.
Instant eChecks are US friendly and since they are processed differently than credit cards, they lend themselves toward players who haven't had success in the past when using their credit/debit cards. Also, since an eCheck deposit depends on sharing some personal and financial data, you can be sure that any reputable online casino will use the strictest levels of encryption when receiving and storing your eCheck info.
Using eChecks For Deposits
Since eChecks are just the digital counterpart of standard personal checks, you will need to provide your online casino with all of your checking information. Beyond your name and address, there are two very specific numbers that are needed to process instant eChecks: your routing number and your account number. Both of these can probably be found along the bottom edge of your paper checks. Typically your routing number (always 9 digits) is printed first, and it is then followed by your account number.
Since there is a relatively large amount of information needed to use an instant eCheck, it is not very hard to make a mistake when transcribing your information. Make sure to double-check everything to ensure that your deposit is completed properly. Typically you will see your money credited to your account immediately, but it can take up to ten days for an online casino to fully clear your deposit. Until all funds have cleared, you probably won't be able to withdrawal any funds unless you can maintain an account balance greater than your deposit. This is just to protect casinos from bouncing checks.
